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Auto
Resource Center
We value all members of Miramar Federal Credit
Union and strive to make the auto buying
experience as easy and convenient as
possible. From pre-approved loan
requests and convenient dealer
locations, to vehicle valuation and your
current credit report information, we
have established key relationships with
organizations that will provide you with
the tools necessary in helping you find
the car of your dreams.
Get buying advice, road test
results and more.
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Got a used car in mind? Check with
CarFax first!
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What's your car worth?
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Check your vehicle's safety
rating.
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Conveniently check and monitor
your credit On-Line. Order your
free Credit Report today.
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There's nothing like 0% financing
to attract shoppers. But learn why
0% Makes Zero Sense.
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Interactive Loan Calculators - to
help with your decision-making.
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The
smart loan for the road ahead
Own the car of your dreams today. No
matter what kind of automobile you're looking for,
you'll find a diverse selection to suit your taste
at one of our participating dealers. With
Miramar Federal Credit Union and our dealer
network, we've designed a one-stop
shopping experience for you.
Current Auto Loan Rates
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As
a valued member, you may also
qualify for certain
discounts off our current rates
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Applying is easy!
Call our Miramar Federal Call Center at
(800) 640-1228 Ext 0.
to get pre-approved for your new car loan.
Shopping for a New or
Used Car - Get the Miramar Federal Advantage:
- New and Used Auto Loan Programs
- Flexible Repayment Periods to Suit
Your Financial Needs
- Up to 100% Financing*
- Up to 90 Days Until Your First
Payment*
- Terms Up To 72 Months*
- Auto Dealer Network
How to Get the Miramar Federal Advantage
There are several ways to take advantage
of our Auto Loan program:
OPTION 1: Our Auto Dealer
Network
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You can get all of these great
benefits directly from one of our
dealers, at your convenience.
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Locate your nearest Dealership
that offers Miramar Federal Credit Union
financing.
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OPTION 2: Refinancing & Private
Party Purchases
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Do you want to refinance your
existing auto loan or finance a
private party purchase? Have you
always wanted to buy your
neighbors car, reduce your loan
payment, or pay off your loan
faster with a shorter term?
Refinancing* may be the ideal
solution and Miramar Federal Credit Union
is here to help. If you want to
refinance your existing auto loan
financed with another institution
or purchase a car from a private
party, we make it simple! We will
help you complete the transaction
as easy as 1, 2, and 3!
- Apply for a loan for the
amount of the payoff or amount
you want to finance by calling
Miramar Federal call center at (800)
640-1228 Ext 0.
- Once approved, sign your loan documents and
we will do the rest!
When refinancing an existing
Miramar Federal Credit Union Auto Loan
there is a refinance fee of
1% of the principal balance to be eligible for a rate
reduction to the current posted
rate. This fee can be paid upfront
or financed into the loan.
Otherwise refinances will be
booked to your current loan rate
with the new terms.
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Apply Today
To apply today, call our Miramar Federal
Call Center at
(800) 640-1228 Ext 0.
Auto
Protection Options
Additional
Information
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Maximum Mileage: |
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Miramar Federal Credit Union will only
finance vehicles with 75,000
miles or less. Some exceptions
apply. Call for details. |
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90-Day Deferral of First Payment:
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Available on all
auto loan programs. |
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Apply for a Loan
Apply for Membership

Current
Savings Rates
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Contact Us |
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Office Hours:
M-F: 9:00 to 5:00
Call us at:
800-640-1228 or
858-695-9494
Our Telephone Center Representatives will be glad
to help you @ Ext 0
Lost/Stolen Debit Card or ATM Card (24/7):
1-800-264-5578
From International Location, Call Collect:
701-461-0621
Lost/Stolen MasterCard (24/7):
1-800-234-5354
Fax:
858-271-1537
Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370
Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126
Office Hours:
M-F: 9:00 to 5:00
Walkup:
M-F: 8:30 to 9:00 |
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