Consumers Loans

Home Banking

For Access To:

Transaction History
Bill Pay
E-Statements
Check copies
Transfer Balances
Stop Payments
and more

Don't have home banking access?

All access to our home banking products are free. Other account related fees such as Stop Payments Fees, Wire Transfers Fees still apply. See

Fee Schedule
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0% Makes Zero Sense

The Best Deal May Not Be 0% for Auto Loans.

There's nothing like 0% financing to attract shoppers. Unfortunately, in most cases, 0% has strings attached. Sometimes you must forego the rebate, the offer may only apply to select new vehicles, or you are forced to take a short-term loan with higher monthly payments.

By taking the rebate offered by the manufacturer and financing with low Miramar Federal Credit Union rates, your loan payments will be calculated on a lower principal balance from the get go. Therefore, you may actually pay less for your car in the end!

	Dealer Loan	MFCU
Purchase Price	$25,000	$25,000
Rebate	0	$3,000
Amount Financed	$25,000	$22,000
Rate	0%	4.39%*
60 Month Payment	$417	$409
Total Payments	$25,000	$24,540