Savings Accounts

Miramar Federal Credit Union offers accounts specialized to your needs.  If you have any questions in choosing the right account one of our representatives will be happy to help you at (858) 695-9494 or (800) 640-1228 Ext 0.

An initial deposit of $5.00 or more in this account and a one time $5.00 membership fee opens the door to a credit union membership with Miramar Federal Credit Union.

Special Features:

	Competitive dividends
	Bank by Phone
	Internet Banking
	Collateral Secured Loans
	Automatic deposit or direct deposit

Your savings is federally insured to $100,000.00 by the National Credit Union Administration, a U.S. Government Agency (NCUA).  Additional Share insurance to $250,000.00 by American Share Insurance, a member owned, non-federal agency for a total of $350,000 per account.

Checking Accounts

We offer a basic no nonsense free checking account with no fees or minimum balance requirements.

We also offer our new Freedom Checking Account which offer competitive interest rates with no minimum balance requirements and no minimum balance fees.  

Standard Features of the Freedom Checking Account:

	Dividends paid on balances over $1,500 (on total balance in the account)
	One single sign on to: FREE Home Banking FREE Unlimited Bill Pay View or print cleared checks online E-Statements Download transactions to Quicken or MS Money Transfer balances between your accounts and related joint accounts Stop payments
	Worldwide, round the clock ATM* access through STAR, CIRRUS, ARMED FORCES, and CO-OP networks
	Twelve free withdrawals per month at Miramar Federal Credit Union ATM Location
	Twelve free withdrawals per month at all CO-OP ATMs*
	FREE, Unlimited, ATM and VISA Check Card Point of Sale and Signature Based Transactions
	Unlimited free transactions through the EXPLORE Point of Sale network (Third party fees may be charged)
	No Direct Deposit Required but is available for your convenience
	The option of Overdraft Protection
	One free box of Image Check Re-Orders per year for Members Maintaining an Aggregate Balance of $10,000 or More
	One free box of Image Check Re-Orders for Members over 55
	One free box of Image Checks at Account Opening

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*Transactions subject to applicable ATM Owner charges.

Miramar Federal Credit Union’s Checking accounts also offer additional benefits:

All account terms and conditions are set by the Board of Directors and are subject to change.

Your savings is federally insured to $100,000.00 by the National Credit Union Administration, a U.S. Government Agency (NCUA).  Additional Share insurance to $250,000.00 by American Share Insurance, a member owned, non-federal agency.