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Online Connection 

Savings and Checking

 Loans

About Us

Contact Us 

 

Fee Schedule
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Account Disclosure
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Regulation GG
Disclosure

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 Checking Rates

Savings Accounts

Miramar Federal Credit Union offers accounts specialized to your needs.  If you have any questions in choosing the right account one of our representatives will be happy to help you at (858) 695-9494 or (800) 640-1228 Ext 0.

An initial deposit of $5.00 or more in this account and a one time $5.00 membership fee opens the door to a credit union membership with Miramar Federal Credit Union.

Special Features:

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Competitive dividends

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Bank by Phone

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Internet Banking

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Collateral Secured Loans

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Automatic deposit or direct deposit
 

Your savings is federally insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency (NCUA). 

 

Checking Accounts

We offer a basic no nonsense free checking account with no fees or minimum balance requirements.

We also offer our new Freedom Checking Account which offer competitive interest rates with no minimum balance requirements and no minimum balance fees.  

Standard Features of the Freedom Checking Account:

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Dividends paid on balances over $1,500 (on total balance in the account)

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One single sign on to:
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FREE Home Banking

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FREE Unlimited Bill Pay

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View or print cleared checks online

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E-Statements

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Download transactions to Quicken or MS Money

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Transfer balances between your accounts and related joint accounts

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Stop payments

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Worldwide, round the clock ATM* access through STAR, CIRRUS, ARMED FORCES, and CO-OP networks

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Twelve free withdrawals per month at Miramar Federal Credit Union ATM Location

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Twelve free withdrawals per month at all CO-OP ATMs*

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FREE, Unlimited, ATM and VISA Check Card Point of Sale and Signature Based Transactions

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Unlimited free transactions through the EXPLORE Point of Sale network (Third party fees may be charged)

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No Direct Deposit Required but is available for your convenience

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The option of Overdraft Protection

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One free box of Image Check Re-Orders per year for Members Maintaining an Aggregate Balance of $10,000 or More

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One free box of Image Check Re-Orders for Members over 55

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One free box of Image Checks at Account Opening

 

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*Transactions subject to applicable ATM Owner charges.

Miramar Federal Credit Unionís Checking accounts also offer additional benefits:

All account terms and conditions are set by the Board of Directors and are subject to change.

Your savings is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency (NCUA). 

Apply for a Loan

Apply for Membership

Current Savings Rates

Contact Us

Office Hours:

M-F: 9:00 to 5:00

 

Call us at:
800-640-1228 or
858-695-9494
 

Our Telephone  Center Representatives will be glad to help you @ Ext 0

 

Lost/Stolen Debit Card or ATM Card (24/7):

1-800-264-5578

From International Location, Call Collect:

701-461-0621

 

Lost/Stolen MasterCard (24/7):

1-800-234-5354


Fax:

858-271-1537

 

Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370


Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126

 

Office Hours:

M-F: 9:00 to 5:00

Walkup:

M-F: 8:30 to 9:00

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