Real Estate Loans

Home Banking

For Access To:

Transaction History
Bill Pay
E-Statements
Check copies
Transfer Balances
Stop Payments
and more

Don't have home banking access?

All access to our home banking products are free. Other account related fees such as Stop Payments Fees, Wire Transfers Fees still apply. See

Fee Schedule
Click here

Home Equity Line of Credit.

With Miramar Federal Credit Union's No Fee Home Equity Loan, you can use your equity to establish a Miramar Federal Credit Union line of credit. Apply just once, then use the money for anything you want:

Finance Home Improvement Projects
Pay Off Credit Cards
Buy A New Car, RV or Boat
Fund College Tuition Costs

And the interest is most likely tax deductible, which can save you even more money.**

Establish a Home Equity Line of Credit of up to 80% of the appraised value. Rates are based on the percentage of the appraised value you establish.

Current Home Equity Line of Credit Rates
75% of Appraised Value	5.00%⁽¹⁾APR (Prime Rate +0.00)
80% of Appraised Value	5.50%⁽²⁾APR (Prime Rate +0.50)

(1) Floor Rate (Minimum Rate) is 5.00%

(2)Floor Rate (Minimum Rate) is 5.50%

Why Choose Miramar Federal Credit Union?

It's simple, our loan process is fast and easy, which means you'll get your money faster. We also have terms up to 15 years on loan amounts up to $200,000 for those who qualify.

Applying is Simple.

To start your Home Equity Mortgage Loan application today call us for a Home Equity Loan Mortgage package at 1-800-640-1228 Ext 135 or Ext 112.

What You'll Need to Apply:

A Copy of Your Current Pay Stub
Copies of Your Last Two Years' W-2s
Copy of Note and Deed of Trust for Your Current First Mortgage
A Copy of Your Most Recent Mortgage Statement
A Copy of Your Homeowners' Insurance Policy
A Completed Miramar Federal Credit Union Home Equity Loan Application

HELOC Disclosure
* Available to qualified members on owner-occupied single-family residences. Loan and lines secured by owner-occupied town homes and condominiums available on different terms. Rates and terms are subject to change without notice.

** Consult your tax advisor regarding deductibility of interest.

Term:
10-year draw period.
15-year repayment period

Rates and terms are subject to change without notice