|
|
SHARE RATES - Effective 01/01/ 2013 |
|
*All accounts
insured to $250,000 by the NCUA |
|
Share and Checking
Accounts |
Minimum
Opening
Balance |
Rate |
Annual Percentage Yield (APY) |
|
Prime Savings |
|
|
|
|
|
$5.00 - $99.99 |
-0- |
-0- |
| $100.00+ |
0.15% |
0.15% |
|
Special Share |
|
|
|
|
|
$5.00 - $99.99 |
-0- |
-0- |
| $100.00+ |
0.15% |
0.15% |
|
Basic Checking |
|
|
|
|
No Fee Account |
|
-0- |
-0- |
|
Freedom Checking |
|
|
|
|
No minimum balance requirement No monthly fees |
$0 - $1,499.99 |
0.00% |
0.00% |
| $1,500 - $2,499.99 |
0.05% |
0.05% |
| $2,500.00 -
$9,999.00 |
0.05% |
0.05% |
| $10,000.00 -
$24,999.99 |
0.10% |
0.10% |
| $25,000.00 -
$49,999.99 |
0.15% |
0.15% |
| $50.000.00 -
$99,999.99 |
0.15% |
0.15% |
| $100,000.00 and
over |
0.15% |
0.15% |
|
IRA
Accounts* |
|
|
|
|
Regular IRA |
$100.00 |
0.15% |
0.15% |
| Roth IRA |
$100.00 |
0.15% |
0.15% |
| Coverdell Education
Savings |
$100.00 |
0.15% |
0.15% |
Rates
are subject to change without notice.
Dividends
are compounded daily, and paid monthly.
|
CERTIFICATES
-
Effective February 5, 2013 |
|
*All accounts insured to $250,000 by NCUA
*Rates subject to change |
|
Certificate Accounts |
Minimum
$1,000 to
$49,999 |
Minimum
$50,000 to
$94,999 |
Minimum
$95,000 &
Over |
|
Term |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
|
6 Months (NO IRA's) |
0.35% |
0.35% |
0.40% |
0.40% |
0.45% |
0.45% |
|
12 Months |
0.40% |
0.40% |
0.45% |
0.45% |
0.50% |
0.50% |
|
24 Months |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75.% |
|
36 Months |
1.10% |
1.11% |
1.15% |
1.16% |
1.20% |
1.21% |
|
48 Months |
1.25% |
1.26% |
1.30% |
1.31% |
1.35% |
1.36% |
|
60 Months |
1.70% |
1.71% |
1.75% |
1.77% |
1.80% |
1.82% |
|
|
|
|
|
|
|
|
*Penalty for early withdrawal for all Certificates. See Truth
in Savings Disclosure. Savings, Checking, IRA Savings and
Certificate dividends are compounded daily, and paid monthly.
Rates
are subject to change without notice.
|
IRA
CERTIFICATES
-
Effective February 5, 2013 |
|
*All accounts insured to $250,000 by NCUA
*Rates subject to change |
|
Certificate Accounts |
Minimum
$1,000 to
$49,999 |
Minimum
$50,000 to
$94,999 |
Minimum
$95,000 &
Over |
|
Term |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
Dividend
Rate |
APY |
|
6 Months |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
|
12 Months |
0.40% |
0.40% |
0.45% |
0.45% |
0.50% |
0.50% |
|
24 Months |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75.% |
|
36 Months |
1.10% |
1.11% |
1.15% |
1.16% |
1.20% |
1.21% |
|
48 Months |
1.25% |
1.26% |
1.30% |
1.31% |
1.35% |
1.36% |
|
60 Months |
1.70% |
1.71% |
1.75% |
1.77% |
1.80% |
1.82% |
|
|
|
|
|
|
|
|
*Penalty for early withdrawal for all Certificates. See Truth
in Savings Disclosure. Savings, Checking, IRA Savings and
Certificate dividends are compounded daily, and paid monthly.
Rates
are subject to change without notice.
|
| !!!! |
|
Apply for a Loan
Apply for Membership
Current
Savings Rates
|
Contact Us |
|
Office Hours:
M-F: 9:00 to 5:00
Call us at:
800-640-1228 or
858-695-9494
Our Telephone Center Representatives will be glad
to help you @ Ext 0
Lost/Stolen Debit Card or ATM Card (24/7):
1-800-264-5578
From International Location, Call Collect:
701-461-0621
Lost/Stolen MasterCard (24/7):
1-800-234-5354
Fax:
858-271-1537
Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370
Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126
Office Hours:
M-F: 9:00 to 5:00
Walkup:
M-F: 8:30 to 9:00 |
 |
