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Online Connection 

Savings and Checking

 Loans

About Us

Contact Us 

 

Fee Schedule
Click here

Regulation GG
Disclosure
Click Here

 

 
SHARE RATES - Effective 01/01/ 2013
*All accounts insured to $250,000 by the NCUA

Share and Checking Accounts

Minimum
Opening
Balance

Rate

Annual Percentage Yield (APY)
Prime Savings      

 

$5.00 - $99.99

-0-

-0-

$100.00+ 0.15% 0.15%
Special Share      

 

$5.00 - $99.99

-0-

-0-

$100.00+ 0.15% 0.15%
Basic Checking      
No Fee Account   -0- -0-
Freedom Checking      
No minimum balance requirement

No monthly fees

$0 - $1,499.99 0.00%

0.00%

$1,500 - $2,499.99 0.05% 0.05%
$2,500.00 - $9,999.00 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50.000.00 - $99,999.99 0.15% 0.15%
$100,000.00 and over 0.15% 0.15%
IRA Accounts*      

Regular IRA

$100.00

0.15%

0.15%

Roth IRA

$100.00

0.15%

0.15%
Coverdell Education Savings

$100.00

0.15%

0.15%

 Rates are subject to change without notice.

Dividends are compounded daily, and paid monthly.

CERTIFICATES - Effective August 27, 2013 

*All accounts insured to $250,000 by NCUA
*Rates subject to change

Certificate Accounts Minimum
$1,000 to
$49,999
Minimum
$50,000 to
$94,999
Minimum
$95,000 &
Over
Term Dividend
Rate
APY Dividend
Rate
APY Dividend
Rate
APY

6 Months (NO IRA's)

0.30%

0.30%

0.35%

0.35%

0.40%

0.40%

12 Months

0.35%

0.35%

0.40%

0.40%

0.45%

0.45%

24 Months

0.60%

0.60%

0.65%

0.65%

0.70%

0.70%

36 Months

1.00%

1.01%

1.05%

1.06%

1.10%

1.11%

48 Months

1.15%

1.16%

1.20%

1.21%

1.25%

1.26%

60 Months

1.50%

1.51%

1.55%

1.56%

1.60%

1.61%

             

*Penalty for early withdrawal for all Certificates. See Truth in Savings Disclosure.   Savings, Checking, IRA Savings and Certificate dividends are compounded daily, and paid monthly.

New Money limited to $100,000 per member.

 Rates are subject to change without notice.
 
IRA CERTIFICATES  - Effective August 27, 2013

*All accounts insured to $250,000 by NCUA
*Rates subject to change

Certificate Accounts Minimum
$1,000 to
$49,999
Minimum
$50,000 to
$94,999
Minimum
$95,000 &
Over
Term Dividend
Rate
APY Dividend
Rate
APY Dividend
Rate
APY

6 Months

N/A

N/A

N/A

N/A

N/A

N/A

12 Months

0.35%

0.35%

0.40%

0.40%

0.45%

0.45%

24 Months

0.60%

0.60%

0.65%

0.65%

0.70%

0.70%

36 Months

1.00%

1.01%

1.05%

1.06%

1.10%

1.11%

48 Months

1.15%

1.16%

1.20%

1.21%

1.25%

1.26%

60 Months

1.50%

1.51%

1.55%

1.56%

1.60%

1.61%

             

*Penalty for early withdrawal for all Certificates. See Truth in Savings Disclosure.   Savings,  Checking, IRA Savings and Certificate dividends are compounded daily, and paid monthly.

New Money limited to $100,000 per member.

 Rates are subject to change without notice.

 
Apply for a Loan

Apply for Membership

Current Savings Rates

Contact Us

Office Hours:

M-F: 9:00 to 5:00

 

Call us at:
800-640-1228 or
858-695-9494
 

Our Telephone  Center Representatives will be glad to help you @ Ext 0

 

Lost/Stolen Debit Card or ATM Card (24/7):

1-800-264-5578

From International Location, Call Collect:

701-461-0621

 

Lost/Stolen MasterCard (24/7):

1-800-234-5354


Fax:

858-271-1537

 

Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370


Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126

 

Office Hours:

M-F: 9:00 to 5:00

Walkup:

M-F: 8:30 to 9:00

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