Retirement Central - If you’re new to retirement planning, this is a great place to start. You’ll find information and interactive tools to guide you through the planning process and help you estimate how much money you need, how fast your savings may grow, create a strategy to achieve your goals and determine what type of IRA best fits your needs.

BalanceTrack offers education modules that will guide you through the core aspects of personal financial management. By completing the available courses, you will move toward financial success and sound money management

There are currently 29 CU Service Centers in San Diego and hundreds more across the United States.  Check deposits (up to 10 at one time) are free from fees.  Cash withdrawals are also free but are limited to $500.   To find a location near you, call toll free (888) 287-9475 or visit the website at www.cuswirl.com for more information about the service available. (1)

Review our security and privacy links at our "Online Connection" page. Phishing continues to be a problem that needs to be understood by all members.  Remember, we never solicit personal/private information via e-mail so Never click on the link provided in an e-mail you believe is fraudulent.

Freedom Checking, Check out the features of our checking account.  No minimum balances, no monthly fees, dividends on balances over $1,500, no direct deposit requirements, direct deposit posted one day early and much more!!

We now offer America’s premier identity theft resolution experts, should you ever need them. You will have a dedicated fraud specialist working with you one-on-one until your crisis is resolved, along with proactive tips to help you stay ahead of identity thieves. Learn more about this exciting new services and ways to help protect you and your family by clicking here. 

Miramar Federal Credit Union wants to help you achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home, or retiring. That's why we provide access to free and confidential financial counseling and education through BALANCE, a financial fitness program available to credit union members. With this program, you'll have access to professional, confidential money management information and counseling six days a week.

Balance is a financial education and counseling service committed to helping individuals and families nationwide take control of their finances and reach their goals.  On their web site you will find information about what they do, who they are and how they can help you master your money. You may also want to check out their financial education center for articles on a wide variety of credit and financial topics, and a full suite of other on-line tools and resources. (1)

All of our accounts are insured by the National Credit Union Association (NCUA) up to $100,000 (IRA Accounts up to $250,000 effective April 1, 2006) and we are pleased to offer excess share insurance coverage from American Share Insurance (ASI). ASI provides $250,000 in coverage on top of the NCUA's $100,000 and $250,000 for IRA's. And because Individual Retirement Accounts (IRAs) are insured separately, they are now protected up to $500,000 as well. So, by maintaining your non-retirement savings and your IRA at the credit union, you may now have a combined savings insurance of $850,000!! ASI is the nation's largest private deposit insurer, and insures only credit unions meeting its high standards.