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Home Banking
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For Access To:
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Transaction History
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Bill Pay
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E-Statements
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Check copies
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Transfer Balances
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Stop Payments
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and more
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Don't have home
banking access?

All access to our
home banking products are free. Other account
related fees such as Stop Payments Fees, Wire Transfers
Fees still apply. See
Fee Schedule
Click here
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Welcome
to Miramar Federal Credit Union
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Locate a Surcharge Free
ATM - Miramar offers two ATM networks that are
surcharge free. |
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CO-Op
ATM Locations, Including
all 7/11 stores.
Many CO-OP locations offer check deposit
services.
The
MoneyPass Network also provides you with
Fee Free access to your funds.
For a location near you, click on the
MoneyPass Icon. |
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Invest in
America - GM and Chrysler Credit Union
Member Discounts |

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There’s never
been a better
time for credit
union members to
Invest in
America. That’s
why credit
unions have
teamed up with
U.S. automakers
to offer members
great discounts
on new
American-made
vehicles.
All eligible
current and new
credit union
members have the
unique
opportunity to
get a great
discount on a
new vehicle from
either GM
or Chrysler.
While the
discounts vary
depending on
which vehicle
you choose,
everyone will
drive away with
a great deal.
The deal gets
even better when
you finance your
vehicle with us.
Thanks to our
lower interest
rates, your
savings will
really add up.
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NCUA Share Insurance Increased to $250,000 |
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The Emergency Economic Stabilization Act of 2008
increases the minimum federal insurance coverage
on your Miramar Federal Credit Union accounts
from $100,000 to $250,000. Insurance coverage
may be increased above this limit, through
different forms of ownership, such as joint
accounts, trusts, retirement, etc.
For more information of how the NCUA Share
Insurance works, follow the link to the NCUA web
site:
http://www.ncua.gov/ShareInsurance/Index.htm |
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Retirement Central -IRA Options |
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Retirement
Central - If you’re
new to retirement planning, this is a great
place to start. You’ll find information and
interactive tools to guide you through the
planning process and help you estimate how much
money you need, how fast your savings may grow,
create a strategy to achieve your goals and
determine what type of IRA best fits your needs.
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BalanceTrack Personal Finance Education Center |

BalanceTrack offers education modules that will
guide you through the core aspects of personal
financial management. By completing the
available courses, you will move toward
financial success and sound money management |
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Make Deposits, Withdrawals and Loan Payments
at a Shared Branch Network |
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There are currently 29
CU Service Centers in San Diego and hundreds
more across the United States. Check deposits
(up to 10 at one time) are free from fees. Cash
withdrawals are also free but are limited to
$500. To find a location near you, call toll free
(888) 287-9475 or visit the website at
www.cuswirl.com for more
information about the service available. (1) |
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Security and Privacy Links
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Review our
security and privacy links at our
"Online Connection" page. Phishing continues to
be a problem that needs to be understood by all
members. Remember, we never solicit
personal/private information via e-mail so
Never click on the link provided in
an e-mail you believe is fraudulent. |
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Freedom Checking |
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Freedom Checking, Check out the features of our
checking account. No minimum balances, no monthly fees, dividends
on balances over $1,500, no direct deposit
requirements, direct deposit posted one day
early and much more!! |
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Identity
Theft 911TM |
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We now offer
America’s premier identity theft resolution
experts, should you ever need them. You will
have a dedicated fraud specialist working with
you one-on-one until your crisis is resolved,
along with proactive tips to help you stay ahead
of identity thieves. Learn more about this
exciting new services and ways to help protect
you and your family by
clicking
here.
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BALANCE Financial Fitness Program
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Miramar Federal
Credit Union wants to help you achieve your
financial goals, whether that means getting out
of debt, sending the kids to college, buying
your first home, or retiring. That's why we
provide access to free and confidential
financial counseling and education through
BALANCE, a financial fitness program available
to credit union members. With this program,
you'll have access to professional, confidential
money management information and counseling six
days a week.
Balance is a
financial
education and counseling service committed to
helping individuals and families nationwide take
control of their finances and reach their
goals. On their web site you will find
information about what they do, who they are and
how they can help you master your money. You may
also want to check out their financial education
center for articles on a wide variety of credit
and financial topics, and a full suite of other
on-line tools and resources. (1) |
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Insured Savings Plus more
savings insurance protections for you!
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All of
our accounts are insured by the National Credit
Union Association (NCUA) up to $250,000 and we
are pleased to offer excess share insurance
coverage from American Share Insurance (ASI).
ASI provides $250,000 in coverage on top of the
NCUA's $250,000 for a total of $500,000.
And because Individual Retirement Accounts
(IRAs) are insured separately, they are now
protected up to $500,000 as well. ASI is the
nation's largest private deposit insurer, and
insures only credit unions meeting its high
standards.
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Your Savings Insured

up to $250,000 |
American Share Insurance

additional $250,000 private savings
insurance |

Equal Housing Opportunity Lender |
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(1) By
clicking on the link, you will be leaving the
Miramar Federal Credit Union website. The Credit
Union is not responsible for the privacy
practices or the content of other websites. In
no event will the Credit Union be liable for
problems arising from the use of the Miramar FCU
website to link to other websites, including but
not limited to computer viruses, loss of data,
delay in operation or transmission or loss of
privacy. |
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Apply for a Loan
Apply for Membership

Current
Savings Rates
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Contact Us |
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Office Hours:
M-F: 9:00 to 5:00
Call us at:
800-640-1228 or
858-695-9494
Our Telephone Center Representatives will be glad
to help you @ Ext 0
Lost/Stolen Debit Card or ATM Card (24/7):
1-800-264-5578
From International Location, Call Collect:
701-461-0621
Lost/Stolen MasterCard (24/7):
1-800-234-5354
Fax:
858-271-1537
Mailing Address:
Miramar FCU
P.O. Box 261370
San Diego, CA 92196-1370
Main Office:
Miramar FCU
9494 Miramar Rd
San Diego, CA 92126
Office Hours:
M-F: 9:00 to 5:00
Walkup:
M-F: 8:30 to 9:00 |
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